How To Verify Apple Pay?

how to verify apple pay

Verifying the Apple pay account is one of the most important aspects of opening your account. Here are some things you need to keep in mind when verifying your identity on Apple Pay.

How To Verify Apple Pay?

The steps to verify your identity and continue using Apple Pay without any interruptions are as follows:

Steps to Verify Apple Pay:

  1. Go to settings.
  2. Tap “Wallet & Apple Pay.
  3. Select “Apple Pay Cash.
  4. Scroll down and select “Verify.”
  5. Select “continue” on the following screen.

Apple Pay Verification Code

Verification codes are involved when you choose the cards you wish to add to Apple Pay- Credit or debit card or Apple card when you’re setting up Apple Pay.

The steps for the same are as follows:

Step 1: Launch the wallet app on your iPhone device.

Step 2: Tap on the “+” icon present in the top right corner.

Step 3: Click on “Continue” on the Apple Pay set up screen.

Step 4: Choose the card you wish to add to Apple Pay.

Step 5: Add a new card by following the steps and either scanning your card or entering the card details manually. Click on “Next.”

Step 6: Enter the expiry date of your card and its security code. Tap on “Next.”

Step 7: Agree to the terms and conditions.

Step 8: Select a verification method, which can be via email, text, or call. You’ll receive the verification code. Enter it when asked.

Step 9: Click on the “Next” button.

Step 10: Your bank or card issuer will then verify your information. Once it is verified, tap on “Next” and you’re free to use your Apple Pay.

Also Read: How to Bypass Apple Pay Verification?

Why Do I Have To Verify My Identity On Apple Pay?

You don’t have to verify your identity on Apple pay as, without it, you can operate the application being able to use up to $500. However, there are several reasons why Apple Pay requires verification from its user:

It allows more significant security measures to protect the money of the user.

The Green Dot Bank provides FDIC insurance to verified users based on the laws of the US.

How To Verify A Card For Apple Pay Without Calling The Bank?

You can verify Apple Pay with message functionality available in certain banks. However, there is no way to verify the Apple Pay account without calling the bank for assistance and feedback.

Apple Pay Won’t Verify My ID

If you are not able to verify your Apple Pay id, then it could be that there are some issues with your application. Here are some of the factors you should check for to verify your ID-

Check your country’s location and whether it is correct or not.

Check the region on the device whether it is situated in the right place or not.

Also Read: Fix: Apple Pay Pending

Apple Pay Verification Failed

In case you’re unable to verify Apple Pay, follow the below steps:

  1. Go to settings. Select “iCloud.”
  2. Tap on “Sign Out” at the bottom of the screen.
  3. Again, go to settings, and Select Touch ID & Passcode.
  4. Turn off the passcode, and Restart your phone.
  5. Sign in to iCloud, and turn on Passcode.
  6. Try adding your card again.

How Long Does It Take For The Apple Pay Verification To Be Completed?

Apple Pay Verification can take up to a few weeks before the verification process is fully completed.

Reasons Goldman Sachs Can Deny Apple Cards Verification

  • There may be some debts or loan premiums you are not updated with.
  • There is some information in your record that is unfavorable to your appeal.
  • Your income is not sufficient enough.

The credit score is not up to the level where it needs to be.

Also Read: Why is my Apple Pay not Working?

Final Thoughts 

You have now learned how to verify the Apple pay wallet option and how it works. Ensure that every detail you are putting into the verification forum is correct and there is no discrepancy with documents. 

It only takes a couple of minutes to go through the process and you will get verified within a couple of weeks.