Established in 1907, Indian Bank has been providing Bank services for more than more than a century. Millions of customers all around the globe have their accounts in the form of savings,current and loans etc. Each customer is provided a unique account number that proves that they have a stake in the institution. In this article, you will go over the numbering system that the Indian bank follows and how they assign it.
Indian Bank Account Number Format
In the Indian Banking system there are generally two numbering systems that are followed
- BaNCS: A system designed by Tata Consultancy Services(TCS), it generates random numbers without branch or services included. BaNCS is a world renowned system used all across the globe
- Finacle: Developed by Infosys it generates account numbers keeping in mind information like branch code, scheme code and serial number, etc.
Indian Bank has adopted the BaNCS system.
How Did Transition Of Indian Bank Occur?
The Transition was executed in two phases
- Phase One: BaNCS system was first implemented on ten pilot branches. Every aspect of banking was covered under the system like mobile banking,customer relationship and trade finance etc. Once it proved to be effective the Indian Bank shifted to the next phase.
- Phase Two: The system was expanded to all the other branches and 62 administrative offices. The BaNCS system was officially in place at Indian Bank.
Also Read: What are Bulk Charges in Indian Bank?
Indian Bank Account Number Digits
On average when a customer opens an account with Indian Bank they will issue an account number with 9 digits. Indian Bank tends to follow the BaNCS system so one can expect their account number to be completely random.
Indian Bank Account Number Check
It is important to check the Indian Bank’s account number and count them. While the numbers are mostly 9 digits they can be extended to 17 digits. When filling up a forum, mention the amount of digits of your account number to Bank employees. They can then issue it doesn’t become an issue for you.
Indian Bank Account Number Series
There are no account number series in the Indian Bank accounts because the numbers are all at random.
Also Read: South Indian Bank Balance Check Number
how To Get Indian Bank Account Number
Here’s a step by step guide to get a Indian Bank account number
- Step 1: Get KYC documents.
- Step 2: Have latest photographs and duly filled account opening form.
- Step 3 :Collect Proof of Address(Utility bills, Ration card, Bank account statement etc)
- Step 4: Proof of Identity(Aadhaar Card, Passport, PAN card and Voter’s Identity Card Etc)
- Step 5: Submit all the paperwork to the nearest Indian Bank and other information.
- Step 6: Wait for the account to get verified.
- Step 7: Receive the Indian Bank kit(cheque, passbook and net banking details etc)
Now you have your own Indian Bank account number
Indian Bank Account Number Starts With
Indian Bank account numbers are generated randomly, there is no particular digit or number from where Indian Bank Number Starts.
Indian Bank’s new account numbering system has made the overall banking system much more efficient. Due to the randomly generated numbers the system has much more privacy to it. There’s also less room for human error or mixups.
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