What Does “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Mean?

Auto SI-TAD

Have you got an SMS or mail with CC 0000 00XX XXXXX 76578 autopay SI TAD written in it? Wondering what it is?  What does it mean?  Why have you received it? And what to do about it? If these are your concerns then you are in the right place. In the article below, I will explain to you about autopay si tad. Let’s break this down one by one.

What Does “CC”  In “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Mean?

CC stands for a credit card. A credit card is a card issued by your respective bank. You can buy any item on credit through a credit card and pay for it later.

There are many ways to repay the credit due on the credit card. At the end of your credit period you pay the amount through your account or some credit cards have autopay set for payment of dues.  In this context, the credit card repayment process is processed through autopay mode. 

What Does “0000 00XX XXXXX 76578” In “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Mean?

The number 0000 00XX XXXXX 76578 in CC 0000 00XX XXXXX 76578 autopay SI TAD is the credit card number. The credit card number is unique for every credit cardholder. Here it denotes that the deduction of money from your bank account is due to the payments due on this credit card. 

What Does “Autopay” In “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Mean?

Autopay is made from two words: automatic and payment. It means the payment is automatically done as instructed by the bank account holder at specific regular intervals. In this context, autopay refers to the automatic deduction of money from your bank account for payment of credit card dues. 

What Does “SI” In “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Stand For?

SI stands for Standing Instructions. It is the instructions given by the bank account holder (payee) to make the payment from his or her bank account to the payee’s bank account. Standing instructions are also interchangeably used with Standing Orders.

The meaning of both is the same. SI in CC 0000 00XX XXXXX 76578 autopay SI TAD refers to standing instructions made for automatic payment of bill or loan of a fixed amount and on a fixed date. 

What Does “TAD” In “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Stand For?

Total Amount Due is the full form of TAD. It is the total amount of money due on your credit card. 

What Does “CC 0000 00XX XXXXX 76578 Autopay SI TAD” Mean?

CC 0000 00XX XXXXX 76578 Autopay SI TAD means that automatic payment is enabled on your credit card as per your instructions via your bank account. It appears on your bank statement when you have payments due on your credit card. Here the total due amount is deducted from your bank account.

How To Stop Autopay For HDFC Credit Card?

Steps to Stop Autopay for HDFC Credit Card:

  • Step 1: Open the app of your respective bank. For eg Install and open the Payzapp app if you are an HDFC bank account and credit cardholder.
  • Step 2: Enter your credentials and log in to the app.
  • Step 3: On the home page, click on the menu option on top of the homepage.
  • Step 4: A slider will open in front of your screen.
  • Step 5: There will be many options like Account, net banking, mini statement, pay, etc.
  • Step 6: Click on the Pay option.
  • Step 7: Options like UPI, Money transfer, Bill pay, Recharge, Cards will be present on the screen.
  • Step 8: A page with information related to your credit and debit cards will open. 
  • Step 9: Click on the credit card option.
  • Step 10: A page with credit card details will open on the screen.
  • Step 11: On the same page, in the last half, you will see Autopay information.
  • Step 12: In front of autopay there would be written enabled and just next to that there is an option of change.
  • Step 13: Click on the change option.
  • Step 14: An extension will be visible on the screen with the option of deactivating.
  • Step 15: Select the deactivate option and click on continue.
  • Step 16: A window will open asking for confirmation for disabling autopay.
  • Step 17: Click on the Confirm button.
  • Step 18: After confirmation, you will see a page displaying that autopay disabling is successful.
  • Step 19: After deactivation, In front of autopay, there would be written disabled.

Advantages Of Autopay SI TAD

  • Avoid increased interest after the due date.
  • Automates the loan and bill payments.
  • Prevents missing payments.
  • Avoids late fees on payments.

Disadvantages Of Autopay SI TAD

  • Can make your bank account nil.
  • Some banks deduct payments without any notice and OTP number.
  • Do not allow you to handle everything on your own where you want to handle it without paying from your bank account or paying it with interest later.
  • Do not allow you to do payments manually.

Conclusion

Autopay si tad appears on your bank mini statement when you have payments due on your credit card with autopay for credit cards payment enabled on your bank account. In some banks, autopay is automatically enabled. So do check and make sure if your autopay is enabled or not.

Recommended:

Fix: No Account Mapped for this Username SBI

IRATA SBI: Add Beneficiary, Change Mobile Number

Different Types of Derivatives

Frequently Asked Questions

What Is The Full Form Of SI?

SI stands for Standing Instructions. It is the instructions given by the bank account holder (payee) to make the payment from his or her bank account to the payee’s bank account. Standing instructions are also interchangeably used with Standing Orders. 


What Does TAD Stand For?

Total Amount Due is the full form of TAD. It is the total amount of money due on your credit card. 


What Does MAD Stand For?

MAD stands for the minimum amount due. It is 5 to 10% of the total amount due on your credit card. The minimum amount due is essential pay to ensure that the credit card is still functional. 


What Does Autopay SI TAD Mean?

It appears on your bank statement when you have payments due on your credit card. CC 0000 00XX XXXXX 76578 Autopay SI TAD means that automatic payment is enabled on your credit card as per your instructions via your bank account. Here the total due amount is deducted from your bank account.