CRED App is the simplest and most convenient method of paying credit card bills. From automatic repayments to reward points, Cred has revolutionized the payment of credit card bills.
In any case, paying your credit card bills through a third party increases the risk of personal information being shared with any organization other than your bank. Furthermore, if payments are made through a payment gateway, the payment could get stuck in the gateway, resulting in discrepancies.
Though Cred offers a wide range of security features, including 256-bit encryption and compliance with PCI DSS standards, every organization can be hacked, and a successful attack can be devastating.
Therefore, if you believe that the disadvantages of Cred outweigh the advantages, you can delete your Cred account.
Important Note
Before deleting your Cred account, please be aware that accounts with outstanding disputes or unresolved claims cannot be deleted.
How To Delete CRED Account?
To delete your Cred account, you will need to contact Cred’s customer service department since the app does not offer this feature. You can delete your account by
Steps to Delete CRED Account:
- Step 1: Open the CRED App.
- Step 2: Click on cards.
- Step 3: On the top right corner, select the manage tab.
- Step 4: Please click on ‘talk to us.’
- Step 5: Please click on other issues in the support section
- Step 6: Click on “Delete your account or card.”
- Step 7: For assistance with deleting your account, please get in touch with Cred’s customer care executive.
The Cred account will be deleted once above steps are completed and acknowledged that you wish your account to be deleted. If your Cred account is deleted, any associated data will no longer be accessible. Therefore, if you wish to use Cred’s services again, you may create a new account.
How To Deactivate My CRED Account?
Rather than deleting your account, you can deactivate it if you wish to temporarily stop using Cred services. In this way, Cred will preserve all the information it has collected about you, and you may reactivate your account at any time.
To deactivate your Cred account, you must follow the steps listed above in the guide for deleting Cred accounts. Instead of asking the customer service representative to delete your account, you must request that your account be deactivated.
Final Thoughts
Nowadays, many applications do not display the delete account button clearly on the screen. You would have to look for it in settings or deep down the main menu, which is generally accompanied by three small horizontal dashes each above the other.
CRED accounts can only be deleted by calling the customer support team if there are no outstanding claims or disputes associated with the account or card. Please note, however, that the company may retain your account information for business reasons.
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Frequently Asked Questions
Does The RBI Approved The CRED App?
The CRED App operates following NPCI guidelines. The service offered by CRED does not require approval by the Reserve Bank of India. CRED verifies the credit scores of credit cardholders through a credit rating agency that the RBI also authorizes.
Is CRED A Chinese Application?
No, The company was founded in 2018 by Kunal Shah, an Indian fintech entrepreneur. Its main feature is its reward-based credit card payment system.
How Much Does CRED Protect Cost?
There is a 1.5% fee for using a credit card to pay rent at CRED. A premium credit card usually has a positive net reward rate after CRED fees.
Is CRED A Failure Startup?
This startup is one of those legendary ones that obtained funding before executing its plan. Kunal Shah’s brilliance made this possible. The company has made losses of 63.90 crores in 2019 and 378.89 crores in 2020. Investors trust the company despite its losses.
