How to Upgrade Card?

How to upgrade card’s card was formerly known as the MCO Rewards Visa. It is a good reward card targeted at cryptocurrency owners looking for the easiest way to access their crypto investments and turn them into usable currency.

Before the advent of crypto payment cards, crypto investors were challenged to access their funds for usage.

These days the introduction of this smart card has made life easier for everyone, especially cryptocurrency owners.

They can run their transaction with a flip of a finger without difficulty or fear of losing money.  The card enables users to load their crypto funds to their cards and change them into the fiat currency of their choice. Smart Card

A smart card (limited to CRO token owners) has special features like a metallic appearance, beautiful craft, CRO rewards to holders, airport lounge access, and many more to save App users a lot of money! 

While commercial banks charge their customers hundreds of dollars per annum for metal cards, offers them to their CRO token holders without any charges, no monthly fee, no annual fee, no shipping fee, or a setup fee. is completely free! The user’s only responsibility is to own CRO tokens and pledge them for 180 days only.

Also Read: Is FDIC & SIPC Insured?

How to Apply for a Card?

Steps for Applying for Smart Card:

Step 1: Register for Smart Card

Enroll in the smart Card by downloading the mobile app and completing the “know your customer solution (KYC).”

Step 2: Apply for the Smat Card

Once you’ve downloaded the App and completed the KYC. Immediately, go to the “Card” interface located at the lower right corner of the mobile app.

After that, select your best card tier and bet the respective equivalence of the CRO.

Here are 3 steps you should follow to this;

a. Accept their Terms & Conditions

b. Ensure you have enough CRO in your wallet to stake for 180 days. 

c. Submit & confirm the address of delivery.

Step 3: Shipping and Receiving

When your smart card is ready, the user will be notified to update the App and stake CRO if he has not done that.

The card status will be revamped in your app once all of the above steps are met, and then the card is being shipped.

Also Read: How Does Work?

How to Upgrade Card?

Steps to upgrade your Smart Card:

Step 1: Confirm Enough CRO in the App

Firstly, ensure you have available USD 5000 worth of CRO. If you don’t have it, make sure you top up to reach it.

Step 2: Upgrade Betted CRO Amount

Go to the CRO Wallet in the app, tap on upgrade and follow the steps.

After upgrading your stake, the App will show you a page asking you if you want to upgrade your card immediately. You can choose to skip that or land to chat with customer service support.

Step 3: Top Up Your Smart Card to Pay for the Upgrade

 Reissuing a new card involves paying a fee of USD 50. So go ahead and top up your smart card balance first. 

Step 4: Contact Customer Care Service for Final Upgrade

The final upgrade requires some manual activities from the customer service, so contact them via the chat button on the top right corner of the app. Please choose your options on the drop-down menu and wait for their response.

Note that the old card will be banned during the upgrading process; funds remaining in your wallet will be transferred into the new card.

Reasons for Upgrading Card?

There are several reasons why card users want to upgrade their cards. Among many are; 

  • To unlock their $25 worth of CRO bonus on registration.
  • To enjoy 10% betting interest on the staked CRO.
  • To earn greater interest on the periodic deposits with ‘Crypto Earn.’ and get higher CRO cashback percentages with their spending on the smart card etc.

Also Read: How to Contact Card Upgrade Fees

As stated earlier, reprinting a new card for users who want to upgrade their cards costs a service fee of USD 50. This feature is only available for users whose address has been reviewed. If your provided address proof is still on review, please wait to complete it before the upgrade. Upgrade Time

For cardholders, it is recommended that you wait for 7-15 business days from the day your request was approved to receive a new card. Replacement Card

You can lose or damage your smart card. When this happens, you can request for card replacement.

First, please freeze your smart card in the app and immediately contact the customer support team via the chat icon on the app or send an email to

When this is approved, a replacement card will be issued, and a service fee of USD 50 may apply.

Also Read: Cryptocurrency Burning Meaning Card Levels

Every card has its limit, so does the smart card too. The card levels involve all the card limits such as the exchange rate of interbank, Free transaction of ATM withdrawal, and top-up.

You may check for the fees by visiting the Settings in the Fees & Limits on the app.

The fees and limits according to the card types have different ranges like the lowest limits for midnight Blue and the highest for the Obsidian. Therefore, be careful when checking the correct card tier. 

Final Thoughts

The above-mentioned details are given to help you know how you shall apply or upgrade for a card.

You can take help from’s customer support if you are not able to get anything.

Eventually, you can start taking advantage of the different types of cards provided by