Times have changed; many people currently use iPhones to send and receive money via Apple-Pay. This can be useful, considering how much comfort it gives and how mobile it is. But the big question here is, ”Can you pay someone directly with Apple Pay?”
As far as you are a newbie to the Apple payment system, it can appear unrealistic and distressing. But when you get yourself oriented with the whole setup, you’ll be glad you did because prospective costs and demands are pretty simple to meet and painless to keep.
Now let’s serve the question above some juice. please follow me:
Can You Pay Someone Directly With Apple Pay?
Yes, Apple Pay users can send or transfer money to others through the platform, or they can choose to do it directly with their funded bank account or suitable debit smart card.
Note: When you make a transfer to someone, and it is not received in 3days, you can go on and cancel the transaction.
How To Pay Someone With Apple Pay On iPhone/ IPad?
Steps to Pay Someone With Apple Pay on iPhone/ iPad:
Step 1: Launch your Messages application, initiate a new chat, or click a previous conversation.
Step 2: Click on the Apple Pay button; Apple Pay icon button. And If you can’t trace the button, click the Application store symbol first before anything else.
Step 3: Type in the actual amount to be sent.
Step 4: Click Pay, tap the send button Send icon to review or cancel the payment.
Step 5: Validate the payment using your Face identification, Touch Identification, or password.
Step 6: When you send money to someone, and it is not received in 3 days, you can cancel the transaction.
Also Read: Where Does Apple Pay Money Go?
How To Pay Someone With Apple Pay On Apple Watch?
Steps to Pay Someone With Apple Pay On Apple Watch:
Step 1: Launch your Messages application, then click on a previous conversation.
Step 2: Click the “App Store button, tap the Apple Pay button.”
Step 3: Click on the subtraction or addition symbol to rewrite the amount you wish to send.
Step 4: Click Pay, then continue or discontinue the transaction.
Step 5: Double-tap the side button to send your payment
How To Pay Someone With Apple Pay Through Siri?
You can use your iDevice or Apple Watch to send Siri an errand. “Hey Siri,” then say something like, “Send 25 dollars to Jane for movie tickets.”.Then select “Wallet or Apple Pay.“
Can You Pay Someone With Apple Pay With Credit Card?
No, Payments with Credit cards are not authorized. It’s not possible anymore to send funds from a credit smart card to “Apple-pay Cash.” Transferring money from a different bank account through a smart debit card is still permitted.
The operators still allow P2P (person-to-person payment) only because the money won’t come from a credit card.
Also Read: Fix: Apple Pay Card Verification Not Working
How To Pay Someone With Apple Pay With A Credit Card?
“Apple-Pay Cash” is thought to be the most accessible means to transmit funds to other people using an iPhone. Nevertheless, if you own a credit card or a credit cardholder, it is a bit more tricky because You can’t employ the cards for P2P.
The current statutes are summarized in the updated codes from “Green D, t“; The bank used by Apple for its “Apple Pay Cash.”
A credit smart card is not an endorsed payment format. Therefore, it can’t be utilized in funding a person-to-person transfer or putting money into an “Apple Pay Cash Card.”
The Green codes state that the aim is to assist users to prevent cash advance charges that could be incurred when making payments to someone using a “Third-party credit card.“
However, You could make P2P in the US with an eligible debit smart card accepted by Apple Pay. Also, others can receive payments from your “Apple Pay Cash Balance.“
Bottom Line
Things have become more accessible and better with Apple payments. Regardless, it still possesses minor constraints via a particular feature of no P2P payments with a smart credit card.
All things being equal, it still maintains a notable means of payment, which it will not give up soon.
