Is Patreon declined your credit card? Are your payments failed?
Are you facing trouble while making a payment to subscribe to a creator?
Patreon is a subscription service tool for business content operated by patreon.inc. It helps creators and artists earn a monthly income by providing rewards to their subscribers.
When you subscribe to a creator Patreon charges you on a monthly basis to give early access to their latest posts. But this access got interrupted by payment failed, my card declined, and Patreon not let me subscribe.
In this article, you will get to know all the reasons why Patreon not letting me subscribe, and how to fix the Patreon not letting me subscribe.
Why Is The Patreon Card Declined Or Failed?
Patreon card declined or failed because of expired credit card information, incorrect payment details, the issuing bank has blocked the transaction, you are trying to repay a failed payment, gift credit cards, and insufficient funds.
Here are the most common reasons for Patreon declined a card or failed.
1. Using An Expired Credit Card
Your credit card may be expired due to which your payments are declined. Make a check to avoid further decline.
2. Incorrect Payment Details
While making payment, the information entered could be wrong so you got payment declined. Incorrect details always cause payment declined.
3. Insufficient Funds
You may miss the funds limit to access your card. This may cancel or decline payments.
4. Using Gift Cards For Payment
As you know, all the memberships are auto-renewing at this time. It is unable to process transactions with gift cards. It must require a bank-issued card for payment.
5. The Issuing Bank Has Blocked The Transaction
These could be an authorization issue with the card network or issuing bank. Your bank may have restrictions that exclude subscription transactions.
6. Try To Repay A Failed Payment
You must have any failed payment in your billing history that you try to pay from scratch. These payments can be made from the billing history. That is why Patreon declined credit cards.
How To Fix Patreon Card Declined Or Failed?
To fix the Patreon declined or failed card by retrying your failed payment from the billing history, contacting your bank, updating the payment method, adding a new payment method, and deleting incorrect or expired payment methods.
1. Retry Failed Payment From Billing History
To retry a failed payment, you do not need to start it from scratch. you can follow these steps:
- Login to your Patreon Profile and click the Settings icon from the left sidebar
- Click Active Memberships from the Menubar
- Locate the Creator and Click the Retry button
- Click on the Add new payment method button
- Choose your new payment method and complete the essential information
- Click the Retry payment button
2. Contact Your Bank
There could be an authorization issue with the card network or issuing bank, your bank may have restrictions that exclude subscription transactions.
Reach out to your bank for information and assistance with the way of call, message, and email.
If you get an okay from your bank, go through the steps above to retry payments.
3. Add New Payment Method
Follow these steps to add a new payment method to your Patreon account:
- Click the Settings link from your Patreon account.
- From the Menubar Click on More and then Payment Methods.
- Click the Add Card Button or add the Paypal Button.
- Enter your card details and click Submit or log in to your PayPal Account.
- Click the transfer membership button on your former payment methods. Choose a new payment method and then click the transfer button to move existing memberships to your new payment method.
4. Update Your Payment Method
Here are the steps to update the Payment Method in Patreon.
- Click Settings from the left sidebar
- Click on More >> Payment Method
- Click on the Update Button next to your Credit Card
- Re-enter the updated information like expiration date, CVV, and billing ZIP Code
- Click on Submit to confirm
5. Delete Incorrect Or Expired Payment Methods
Deleting a payment method with linked memberships will result in the immediate cancellation of those memberships. If this happens, you can re-activate your membership by rejoining the creator’s page from your billing history. Here are the steps to delete a payment method
- Click the Settings link from the left sidebar
- From Menubar, click on More and then Payment Methods
- Click transfer memberships to move memberships to a new payment methods
- After unlinking any memberships from the payment method, click the Remove Button next to the payment you would like to delete.
6. Contact The Patreon Help Center
If you still facing the Patreon card being declined or failing, you can contact the Patreon help center.