Zelle is a quick, secure, and simple method to send and receive money with friends, family, and people you know.
Are you getting issue in USAA with Zelle?
Zelle is not working with USAA for you?
Or are you getting error zelle service temporarily unavailable, Please try again latyer when you making payment on USAA?
No worries! There are lot of people experiencing the same issue.
In this guide, we will discuss why USAA Zelle not working or Zelle saying service temporarily unavailable on USAA and how to fix it.
Why Is USAA Zelle Not Working?
If USAA Zelle is not working because, It can happen due to several reasons such as:
Reason 1: Your email address or US mobile number is already associated with Zelle profile through another participating bank or credit union. Your mobile numer or email address can’t be enrolled with more than one Zelle account.
Reason 2: Your transfer put on hold due to security reasons.
Reason 3: You have exceeded the transfer limit with Zelle.
Reason 4: USAA or Zelle servers are down.
Reason 5: You are using the outdated version of USAA App.
Reason 6: You don’t have stable internet connection.
Reason 7: There is some issue with the recipient’s US mobile number or email address.
Reason 8: Recipient is not enrolled with Zelle
Reason 9: You are using Antivirus or VPN on your device
Reason 10: You have entered the wrong email address or US mobile number
Reason 11: You don’t have sufficient balance in your account
How To Fix USAA Zelle Not Working?
Fix 1: Remove The US Mobile Number Or Email Address If Associated With Another Zelle Profile
If your email address or US mobile number is already associated with Zelle profile through another participating bank or credit union.
Your mobile numer or email address can’t be enrolled with more than one Zelle account.
In this Scenrio, contact the participating bank or credit union to remove the email address or mobile number from another Zelle account.
Fix 2: Make Sure You Have Stable Internet Connection
One of the most common reasons why USAA Zelle is not working is an unstable internet connection.
So, The first step is to check and ensure a stable internet connection.
However, some factors, such as big walls between your device and wireless router or interference from other home equipment, might weaken your network signal.
Try alternating between Wi-Fi and mobile data to see if USAA Zelle issue is related to your connection. If your experience differs, we recommend you reach out to your service provider for more info.
So, check your internet speed. Turn ON and OFF your mobile data or check router in case you using wifi.
Also, try to switch from mobile network to wifi or wifi to mobile network.
Fix 3: Increase The Zelle Transfer Limit
USAA is having a limit the amount you can transfer through Zelle.
After that limit, if you try to transfer through Zelle then your payment will be failed.
In this scenario, try to use alternate method for quick sending of money like Venmo or Cash App.
Fix 4: Update USAA App To Latest Version
Most of time, when there is some issue with USAA app, clearing the app cache will resolve the issue.
So, To fix the USAA zele issue, clear USAA app cache. To clear the USAA App cache,
For Android users, Go to settings >> Find USAA App and click on that >> Tap on clear cache >> USAA App cache will be cleared.
For iPhone users, Go to iPhone settings >> Go to General >> Find USAA App and click on that >> Tap on iPhone Storage >> Tap on Offload App button >> Again Reinstall USAA app.
Check USAA Zelle is working or not after Clearing the app cache.
Note: Available screens, settings or steps for clearing the cache may vary by software version, and phone model.
Fix 5: Check USAA Or Zelle Server Status
If USAA Zelle is not working then there are chances that there are some bug or glitch in USAA or Zelle or USAA/ Zelle server is down.
There are many ways to check if USAA or Zelle server is down or if there is some bug/ glitch in USAA or Zelle.
First way is go to downdetector >> Search for USAA or Zelle >> check if there is spike in the graph or not.
If there is spike then either USAA or Zelle server is down or there is some bug.
Another way is just search on Twitter “USAA down” or “Zelle down”. You can check latest tweets regarding same or not.
In this case, you can’t do anything so just wait for some time until the bug is resolved by the USAA/ Zelle team or USAA/ Zelle server is up.
Fix 6: Disable Antivirus Or VPN On Your Device
If you are using VPN or antivirus in your device and its enabled then USAA Zelle might not work.
So, First disable the VPN in your device and then check USAA Zelle will work.
Fix 7: Restart Your Device
If above solution not working then sometimes, there is an issue with your device not USAA or Zelle. So, Close the USAA and hard reboot your device.
After rebooting the device, check if USAA Zelle working or not.
Fix 8: Contact USAA Support Team
After performing the above fixes, if USAA Zelle still not working then contact the USAA support team.
Explain your issue properly to USAA support team. After that follow the USAA team instruction.
They will help you to fix your USAA Zelle related issue.
Why Zelle Saying “Service Temporarily Unavailable” On USAA?
Zelle service is temporarily unavailable on USAA because you dont have stable internet connection.
If you have stable internet connection then Zelle or USAA server is down.
How To Fix Zelle Service Temporarily Unavailable On USAA?
To Fix Zelle service temporarily unavailable on USAA, Make sure you have stable internet connection.
If you have stable internet connection then wait till the Zelle or USAA server is up.
Till that time you can’t do anything, just wait for everything works fine.
Also, you can connect with USAA team if you have still any issue:
https://www.usaa.com/inet/wc/mobile_banking_send_money_zelle_faqs_index
Also, you can tag USAA on Twitter by explaining your issue: https://twitter.com/USAA