How To Fix Bank Of America Zelle Not Working

Zelle is a quick, secure, and simple method to send and receive money with friends, family, and people you know.

Are you getting issue in Bank of America with Zelle?

Zelle is not working with Bank of America for you?

Or are you getting error zelle service temporarily unavailable, Please try again latyer when you making payment on Bank of America?

No worries! There are lot of people experiencing the same issue.

In this guide, we will discuss why Bank of America Zelle not working or Zelle saying service temporarily unavailable on Bank of America and how to fix it.

Why Is Bank Of America Zelle Not Working?

If Bank of America Zelle is not working because, It can happen due to several reasons such as:

Reason 1: Your email address or US mobile number is already associated with Zelle profile through another participating bank or credit union. Your mobile numer or email address can’t be enrolled with more than one Zelle account.

Reason 2: Your transfer put on hold due to security reasons.

Reason 3: You have exceeded the transfer limit with Zelle.

Reason 4: Bank of America or Zelle servers are down.

Reason 5: You are using the outdated version of Bank of America App.

Reason 6: You don’t have stable internet connection.

Reason 7: There is some issue with the recipient’s US mobile number or email address.

Reason 8: Recipient is not enrolled with Zelle

Reason 9: You are using Antivirus or VPN on your device

Reason 10: You have entered the wrong email address or US mobile number

Reason 11: You don’t have sufficient balance in your account

How To Fix Bank Of America Zelle Not Working?

Fix 1: Remove The US Mobile Number Or Email Address If Associated With Another Zelle Profile

If your email address or US mobile number is already associated with Zelle profile through another participating bank or credit union. 

Your mobile numer or email address can’t be enrolled with more than one Zelle account.

In this Scenrio, contact the participating bank or credit union to remove the email address or mobile number from another Zelle account.

Fix 2: Make Sure You Have Stable Internet Connection

One of the most common reasons why Bank of America Zelle is not working is an unstable internet connection. 

So, The first step is to check and ensure a stable internet connection.

However, some factors, such as big walls between your device and wireless router or interference from other home equipment, might weaken your network signal.

Try alternating between Wi-Fi and mobile data to see if Bank of America Zelle issue is related to your connection. If your experience differs, we recommend you reach out to your service provider for more info.

So, check your internet speed. Turn ON and OFF your mobile data or check router in case you using wifi.

Also, try to switch from mobile network to wifi or wifi to mobile network.

Fix 3: Increase The Zelle Transfer Limit

Bank of America is having a limit the amount you can transfer through Zelle.

After that limit, if you try to transfer through Zelle then your payment will be failed.

In this scenario, try to use alternate method for quick sending of money like Venmo or Cash App.

Fix 4: Update Bank Of America App To Latest Version

Most of time, when there is some issue with Bank of America app, clearing the app cache will resolve the issue. 

So, To fix the Bank of America zele issue, clear Bank of America app cache. To clear the Bank of America App cache,

For Android users, Go to settings >> Find Bank of America App and click on that >> Tap on clear cache >> Bank of America App cache will be cleared.

For iPhone users, Go to iPhone settings >> Go to General >> Find Bank of America App and click on that >> Tap on iPhone Storage >>  Tap on Offload App button >> Again Reinstall Bank of America app.

Check Bank of America Zelle is working or not after Clearing the app cache.

Note: Available screens, settings or steps for clearing the cache may vary by software version, and phone model. 

Fix 5: Check Bank Of America Or Zelle Server Status 

If Bank of America Zelle is not working then there are chances that there are some bug or glitch in Bank of America or Zelle or Bank of America/ Zelle server is down. 

There are many ways to check if Bank of America or Zelle server is down or if there is some bug/ glitch in Bank of America or Zelle.

First way is go to downdetector >> Search for Bank of America or Zelle >> check if there is spike in the graph or not.

If there is spike then either Bank of America or Zelle server is down or there is some bug.

Another way is just search on Twitter “Bank of America down” or “Zelle down”. You can check latest tweets regarding same or not.

In this case, you can’t do anything so just wait for some time until the bug is resolved by the Bank of America/ Zelle team or Bank of America/ Zelle server is up.

Fix 6: Disable Antivirus Or VPN On Your Device

If you are using VPN or antivirus  in your device and its enabled then Bank of America Zelle might not work.

So, First disable the VPN in your device and then check Bank of America Zelle will work.

Fix 7: Restart Your Device

If above solution not working then sometimes, there is an issue with your device not Bank of America or Zelle. So, Close the Bank of America and hard reboot your device.

After rebooting the device, check if Bank of America Zelle working or not.

Fix 8: Contact Bank Of America Support Team

After performing the above fixes, if Bank of America Zelle still not working then contact the Bank of America support team.

Explain your issue properly to Bank of America support team. After that follow the Bank of America team instruction.

They will help you to fix your Bank of America Zelle related issue.

Why Zelle Saying “Service Temporarily Unavailable” On Bank Of America?

Zelle service is temporarily unavailable on Bank of America because you dont have stable internet connection.

If you have stable internet connection then Zelle or Bank of America server is down.

How To Fix Zelle Service Temporarily Unavailable On Bank Of America?

To Fix Zelle service temporarily unavailable on Bank of America, Make sure you have stable internet connection.

If you have stable internet connection then wait till the Zelle or Bank of America server is up.

Till that time you can’t do anything, just wait for everything works fine.

Also, you can connect with Bank of America team if you have still any issue: https://www.bankofamerica.com/online-banking/zelle-faqs/

Also, you can tag Bank of America on Twitter by explaining your issue: https://twitter.com/BankofAmerica