HDFC Bank Timings & Working Hours

HDFC Bank Timings & Working Hours

Banking has changed a lot over the years. While the bank will always remain relevant, its operations are becoming more and more digital, and this is slowly changing the way we interact with banks. The digitalization of the banking sector has made accessing most services with HDFC Bank easy and convenient. However, there are some services that you cannot do online, and you will need to visit the bank to avail of them.

Here is a look at the timings of the operations of the services offered by HDFC Bank. Check out HDFC Bank Timings, Lunch Timings, Working Days, RTGS Timings, NEFT Timings, Is Bank open on Saturday or not, Opening & closing time, Locker Timings, Working Hours.

HDFC Bank Timings

Days / TimingsOpening Time*Closing Time*
HDFC Bank Opening Time On Monday To Fridays9:30 a.m. – 10:00 a.m.3:00 p.m. – 3:30 p.m.
Cash Transaction Timings9:30 a.m. – 10:00 a.m.3:00 p.m. – 3:30 p.m.
HDFC Bank Opening Time On 1st, 3rd, and 5th Saturday9:30 a.m. – 10:00 a.m.3:00 p.m. – 3:30 p.m.
HDFC Bank Timing On 2nd and 4th SaturdayClosedClosed
HDFC Bank On SundayClosedClosed
HDFC Bank Branch Lunch Time (no fixed timings but normally)1:00 p.m.2:00 p.m.
HDFC Bank Weekly Working DaysMonday Friday
HDFC Bank 1st, 3rd, and 5th Saturday (Open)(Open)
HDFC Bank Working Time9:30 a.m.3:30 p.m.
HDFC Bank NEFT timings24*7*365NA
HDFC Bank NEFT timings(branch time)9:30 a.m. 3:30 p.m.
HDFC Bank RTGS timings24*7*365NA
HDFC Bank locker timings09:30 a.m.3:30 p.m.
*HDFC Bank Timings can vary from one branch to another branch.

HDFC Bank Open Today

HDFC Bank’s branches remain open from Monday to Friday and on the 1st, 3rd, and 5th Saturdays.  

HDFC Bank Lunch Time

There is no fixed schedule for lunchtime. Usually, employees have lunch from 01:00 p.m. to 02:00 p.m. During lunchtime, the bank’s work continues, employees have their lunch in rotations. 

HDFC Bank Working Hours

Banks start their operations from 9:30 a.m. to 3:30 p.m. In some branches, the timing is limited from 10:00 a.m. to 2:00 p.m.

HDFC Bank Working Days

The bank operates from Monday to Saturday (excluding the 2nd and 4th Saturday of every month). Sundays are essentially a holiday for the bank. 

Every gazetted holiday will be considered as an off for the bank. 

HDFC Bank Opening and Closing Time

The opening time for the bank may differ from branch to branch. Usually, the bank opens between 9:30 a.m. to 10:00 a.m.

The closing time for the bank varies from 02:30 p.m. to 03:30 p.m. 

HDFC Bank NEFT timings

HDFC Bank allows customers to avail themselves of the National Electronic Funds Transfer (NEFT) service 24*7 with HDFC Netbanking. Customers can visit the HDFC branch for NEFT service during their working hours (9:30 a.m. to 3:30 p.m.)

Customers can avail of NEFT 24*7, but if applied during non-working hours, the service will be processed with ‘Straight Through Processing (STP)’ modes by the bank in branches.

*Do note that According to new rules, NEFT is available on a 24*7*365 basis. Transactions initiated after working hours will be processed with ‘Straight Through Processing (STP) mode.

HDFC Bank RTGS timings

Real-time Gross Settlement (RTGS) is available 24*7 except from 11.30 PM to 00:30 AM, due to a cut-off.

It is also a free service if transactions are done by online banking. Transaction charges of Rs.(15 + Applicable GST) will be applicable if RTGS is done from HDFC Bank Branches.

RTGS is a faster real-time transfer service used to transfer funds of more than two lakhs. The maximum Netbanking limit of the amount transferred via RTGS is 50 lakh per day. There is no upper limit of RTGS through the branch.

HDFC Bank locker timings 

HDFC provides a high-security facility for Lockers in their banks. HDFC users can avail of this service during the bank’s working hours from 09:30 a.m. to 03:30 p.m.