How To Close Union Bank Of India Account?

Union Bank of India is a well-known bank running under government supervision. This bank provides its users with facilities of loans, deposits, net banking, online transactions and other such important bank features that any user would require ever for managing their lifestyle with easier bank facilities and services to everyone.

But if one wishes to close their bank account, due to multiple reasons like transfer, or other facilities, or maybe any personal reason or dispute, or anything like that, here in this article are some steps placed in a systematic way that can be gone through by anyone for understanding the process of account closing. 

Steps To Be Followed To Close Your Union Bank Of India Account

So now, let’s get started with the steps to know how to shut down your bank account in Union Bank in an easier way by following the instructions mentioned herein – 

Step 1: The first and foremost thing to be done is to visit the bank directly and get the account closure form from the bank branch. One can visit any branch of the bank to get the closure form; this form is available in every branch and is handy to all. Alternatively, you can download the form from the official website of the bank. Click on download the Union Bank of India closure account form. 

Step 2: In the closure form, you’ll get to see various blanks suggested to be filled by you. Go through each and every detail asked and fill it up accordingly. Make sure you cross-check the details you just filled in so that no such bank-related problems appear in the ongoing process.

Details that might be asked to fill in by you are – your Account number, your name, the mobile number that you registered your account with, and mainly your signature. 

Step 3: After fulfilment of the process mentioned above, you’ll be asked to mention the way in which you would like to get the money that is already there in your bank account. The given options to get the money back are – via cheque, via cash, via the demand draft, or via making a transaction to any other bank account, if you have any. So, choose an appropriate option. 

Step 4: Along with everything that is said above, you also have to visit the bank physically and hand over your KYC documents, that is, Know Your Customer (KYC) documents. These documents include your PAN, which acts as your identity proof. Along with this, address proof is also important to hand over to the bank’s officers, of which you are going to shut down your account. 

Moreover, before handing over your KYC documents to the bank officials, get a printout or photocopy of each document. Make sure not to forget to make signatures and self-attest because without performing these two actions, your documents are not going to get accepted by the bank branch; rather, they will be considered invalid. 

Step 5: Once you are done with following every guideline that is said above, carry your bank account closure form and the KYC documents and surrender it to the officials of the bank branch. They will take the remaining process further, and once your account is successfully closed, you’ll be asked to take the money you deposited before into your account.

Hereby, presenting the summary of every point discussed above – 

• Get hold of the bank account closure form and fill it up.
• Carry your KYC documents to the particular bank branch physically. Make sure to make signatures at required areas or blanks, and self-attest too.
• You also have to give back your Passbook, Debit card, Credit Card and cheque to the bank officials.
• After all, this is being undertaken by the bank managers; they’ll verify your closure form and other documents. Once they’re done with verifying everything, you may take your deposit money out from your bank account.

NOTE – If any difficulty or complications took place while applying for your account closure, immediately use the Union Bank of India helpline number, that is 1800 22 2244

Things To Do Before Closing Union Bank Of India Account

• Do not forget to withdraw your money from your account after closing it.
• Firstly, open a new account in any other bank before you shut down your previous account. This is important because then you can easily make transactions from the old to the new account after withdrawing the amount.
• Clear all the dues you were having in your old account to avoid any problems and get a hassle-free closure.
• The point to be noted is, the Union Bank of India facilitates its users with the reopening of their bank account that was closed by them due to any reason.

Union Bank Of India Account Closure Form 

You can download the Union Bank of India account closure form from the official site of the bank that appears as follow: 

Union Bank Of India Account Closing Charges

If the account closure is taking place within 14 days, then the Union Bank of India doesn’t charge for anything. If the account is getting closed within 12 months, then rupees 173 along with the cheque book is supposed to be paid, and without a cheque book, one has to pay rupees 130.

Frequently Asked Questions